TFC Home Loans :: Case Studies

Check out our case studies and find out all the weird and wonderful things we have been able to help brokers and their clients with. There are often solutions for even the most surprising cases!

Aug
28

A Case Study: Mission Accomplished

28th August 19

MISSION: The interesting case of the IT consultant and the cancelled application STATUS: Completed

Feb
12

TFC Homeloans: A Broker's View

12th February 19

It is the best feeling to know when you have made a difference. As a packager, TFC can be an extension of your business, allowing you to take on more cases, even those you think you cannot place.

Jan
20

Case Studies - Second Charge Options

20th January 19

Check out this series of case studies from our lender partner Paragon - so many circumstances where a second charge has been the best option.

Aug
01

CASE STUDY: The interesting case of the divorcee and the gifted deposit

1st August 18

Previous missed payments, an adverse credit history, credit blips etc. can affect a person’s credit score, but credit scores don’t tell the whole story.

Jul
18

The interesting case of the married couple and the unsecured debts

18th July 18

Check out this case study from Pepper Money!

Mar
20

Together and TFC join forces to provide a four-day residential mortgage

20th March 18

The customers, a couple in their 50s, had inherited a bungalow and wanted to release equity in the mortgage-free property, to share between their family members.

Feb
07

CASE STUDY: Helping a Self-Employed Ex-Pat purchase a buy-to-let property in the UK

7th February 18

We wanted to share an ex-pat case that we recently came across where we were able to help an applicant that was a self-employed ex-pat and had owned their own business in Australia since 2006.

Feb
07

CASE STUDY: Term extension for an older borrower

7th February 18

A retired applicant in her 70s was looking to borrow £90,000 for a residential remortgage with an LTV of around 65%.

Feb
07

CASE STUDY: Ex-Pat Down Under

7th February 18

A case was submitted to packager TFC for a couple looking to borrow £70,000 on an ex-pat buy-to-let remortgage at a relatively low LTV. The applicant is married and living with her husband in Australia.

Feb
07

CASE STUDY: Guaranteed pension income helping borrowers to build a much needed extension

7th February 18

We received a joint application for a £75,000 loan on residential remortgage at a relatively low LTV.

Feb
07

CASE STUDY: A mix of SA302s and projection helping a self-employed borrower to buy their first home

7th February 18

We recently received a mortgage application from a broker for a £200,000 loan on a residential purchase at just over 70% LTV. The applicant was living with his parents but also owned a buy-to-let property.

Jan
11

CASE STUDY: Completing a bridge in record time

11th January 18

Bridging finance is often time sensitive and TFC really came through, achieving an offer and completion from the lender in a matter of days.

Oct
15

CASE STUDY: An interest only situation

15th October 17

A client, aged 75, was coming to the end of his mortgage, he was keen to have his term extended.

Oct
12

CASE STUDY: A holistic approach to lending

12th October 17

A joint application with increased self employed income and an applicant on maternity leave!

Oct
09

CASE STUDY : When Offset is best!

9th October 17

A fantastic example of when an Offset Mortgage is the best option!

Oct
02

CASE STUDY: Self Employed Affordability

2nd October 17

We had a client who came to us with significantly increase self employed revenue and he wanted to capitalise on it!

Aug
16

Bridging - adding value at the outset

16th August 17

An experienced investor purchased a leasehold property in Central London with the aim of carrying out extensive refurbishments and acquiring the freehold of the property.

Aug
15

CASE STUDY: A townhouse development matter

15th August 17

A developer had taken on a project to develop twelve townhouses. As a result of the poor weather, the project overran but the developer was still required to repay his bank.

Jun
05

Bridging allowing time for planning

5th June 17

Two ambitious property construction and development entrepreneurs wished to purchase a property in Surrey which had planning permission for an extension of 4,000 sq ft. To secure the property they entered into an option agreement to allow time for them to apply for planning.

May
01

Interest Only Lending in Retirement

1st May 17

Mrs Smith is a 72 year old widow and lives alone in the family home in London worth £3,000,000. She requires a £1,400,000 mortgage over a 10 year term on an Interest Only basis.

Aug
28

Case Study: Exclusive Zero Facility Fee Bridge

28th August 14

Read how we saved our client £2023 this week

Aug
05

Case Study: Bigger Just Got Better

5th August 14

Our Second Charge Loans range are available up to £500k +