EMPLOYED applicants only

Loans	APR	Max LTV	Arrears/CCJ's**	Interest Only	Commission
£10k - £25k	From 10.4%	80%	Up to 2 units		up to 3.25% of advance
£25k +- £100k	From 7.7%	80%	Up to 2 units

SELF-EMPLOYED applicants only - including self-certification

Loan	APR	Max LTV	Arrears/CCJ's**	Interest Only	Commission
£10k - £25k	From 11.49%	75%	Up to 3 units		up to 4% of advance
£25k +- £100k	From 11.49%	75%	Up to 3 units

SUB PRIME - EMPLOYED & SELF-EMPLOYED - including self-certification

Loan	APR	Max LTV	Arrears/CCJ's**	Interest Only	Commission
£10k - £75k	From 11.9%	70%	Unlimited		up to 3.25% of advance

INTEREST ONLY is available on selected plans, minimum loan £30,000. The customer must have an ultimate means of repayment as the full loan balance is always outstanding, this can be by remortgaging or sale of property at a later date.

INTEREST RATES* Rate quoted is before arrangement fees are added. Rate is variable unless stated otherwise. Calculated APR after costs will reflect a higher rate.

ARREAR/CCJ's** The level of acceptance varies from lender to lender and higher levels of arrears and ccj’s can be considered.

ERC Early repayment charge one month’s interest  plus one month notice where applicable.